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    Scots selling counterfeit goods less likely to face prosecution as conviction rate plummets

    Scots selling counterfeit goods less likely to face prosecution as conviction rate plummets

    Librarian cuts at Glasgow schools will ‘rob kids of opportunities’ as SNP Government urged to intervene

    Librarian cuts at Glasgow schools will ‘rob kids of opportunities’ as SNP Government urged to intervene

    Nicola Sturgeon agrees to TV special as ex-SNP leader to be grilled on ‘striking revelations’ in new book

    Nicola Sturgeon agrees to TV special as ex-SNP leader to be grilled on ‘striking revelations’ in new book

    Donald Trump diary reveals exact time he will arrive in Scotland

    Donald Trump diary reveals exact time he will arrive in Scotland

    Scots ‘forced to wait years’ for hernia operations as NHS struggles to meet demand

    Scots ‘forced to wait years’ for hernia operations as NHS struggles to meet demand

    System must work to protect public as report finds chances missed with Southport killer

    System must work to protect public as report finds chances missed with Southport killer

    NHS in Scotland ‘stuck in analogue age’ as health boards shell out millions on pagers

    NHS in Scotland ‘stuck in analogue age’ as health boards shell out millions on pagers

    Scottish Labour MP to vote against welfare reforms despite Keir Starmer climbdown

    Scottish Labour MP to vote against welfare reforms despite Keir Starmer climbdown

    Buy British buses to save 400 Scottish jobs at Alexander Dennis, says MP

    Buy British buses to save 400 Scottish jobs at Alexander Dennis, says MP

    Scots fear crime is rising in their local area as SNP Government accused of ‘hollowing out’ police

    Scots fear crime is rising in their local area as SNP Government accused of ‘hollowing out’ police

    Senior member of Anas Sarwar’s shadow cabinet ‘opposed’ to Labour welfare cuts bill

    Senior member of Anas Sarwar’s shadow cabinet ‘opposed’ to Labour welfare cuts bill

    How the Scottish MPs voted in the assisted dying debate

    How the Scottish MPs voted in the assisted dying debate

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      What is a virtual office and why you need one in Central London – Your Company Formations Ltd

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      Inflation rises again to new 40-year high

      Bank of England hikes interest rates to 1.25%

      Bank of England hikes interest rates to 1.25%

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      Hiring activity in Scotland slows amid steep decline in staff availability

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      Scottish retail footfall growth ‘worst in UK compared to pre-pandemic’

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      Lyall Cameron slammed for ‘disrespect’ as Rangers new boy comes under fire for Dundee ‘jibes’

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      Celtic risk blowing £1.6m transfer windfall as defensive duo head out on loan – Parkhead news bulletin

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      Prince William’s firm five-word statement to Chloe Kelly about Euros goal uncovered by lip reader

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      Kieran Tierney genius exposes ‘sloppy’ Ajax as Celtic earn rival acclaim despite Como Cup hammering

      Andrej Bacanin makes Celtic transfer intentions clear amid Rangers claim as direct link with Lennon Miller emerges

      Andrej Bacanin makes Celtic transfer intentions clear amid Rangers claim as direct link with Lennon Miller emerges

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      Rangers strongest XI for Panathinaikos as Thelo Aasgaard injury blow opens door for Euro history-maker

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      Celtic could ‘renew interest’ in Evan Ferguson as transfer hijack follows Yamada hint and Ambrosino U turn

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      Exact cost of Rangers injury crisis revealed as payments to crocked stars double that of Celtic

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      Conor Coady in Diogo Jota tribute as old Wolves pal celebrates an ‘incredible person’

      Brendan Rodgers described me as huge Celtic coup after 24 clubs wanted me – now I have retired aged just 28

      Brendan Rodgers described me as huge Celtic coup after 24 clubs wanted me – now I have retired aged just 28

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      Ange Postecoglou to LAFC has direct Celtic link as MLS heavy hitters plot ambitious manager move

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      The Rangers transfers Russell Martin needs revealed as AEK set Dessers deadline and Shankland a no-brainer

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        Tech fans rush to buy £30 Acer Chromebook tablet that is ‘perfect for work and play’

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        Apple fans rush to buy MacBook for only £99 after 54% price slash

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        Lego Game Boy unveiled with pre-orders now live – but some point out ‘disappointing’ flaw

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        Panasonic dishes out £100 takeaway vouchers and 15% off ‘first class’ OLED TVs

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        Nicotine pouches packaged like kid’s sweets sold in Glasgow shop

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        Tesco recalls popular beauty and skincare product over nasty infection risk

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        Donald Trump medical condition diagnosed as US President suffers swollen legs

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        Clinical microbiologist issues warning over hidden ‘droppings’ in bed sheets

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        Sainsbury’s ‘gorgeous’ £25 jacket shoppers say is ‘good for all weather’

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        Tesco shoppers ‘run’ to stores for ‘gorgeous’ £29.50 cardigan

        Former DWP employee urges all parents to claim Child Benefit to boost State Pension payments

        Former DWP employee urges all parents to claim Child Benefit to boost State Pension payments

        DWP boss defends welfare reform changes after PIP plans put on hold

        DWP boss defends welfare reform changes after PIP plans put on hold

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        People on highest PIP could see payments rise to nearly £800 each month from next April

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        Of the 67 paramedics trained in Wales this year, only 20 have been given jobs

        Of the 67 paramedics trained in Wales this year, only 20 have been given jobs

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        Schoolgirl achieved something incredible and made everyone proud

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        Fury as Welsh Government rejects recommended 4.8% pay rise for teachers

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        Vocational skills to be offered at new secondary school in Swansea

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        Lecturer struck off after falling asleep, playing on his phone and describing students as ‘d*** heads’

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        Scots selling counterfeit goods less likely to face prosecution as conviction rate plummets

        Scots selling counterfeit goods less likely to face prosecution as conviction rate plummets

        Librarian cuts at Glasgow schools will ‘rob kids of opportunities’ as SNP Government urged to intervene

        Librarian cuts at Glasgow schools will ‘rob kids of opportunities’ as SNP Government urged to intervene

        Nicola Sturgeon agrees to TV special as ex-SNP leader to be grilled on ‘striking revelations’ in new book

        Nicola Sturgeon agrees to TV special as ex-SNP leader to be grilled on ‘striking revelations’ in new book

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        Donald Trump diary reveals exact time he will arrive in Scotland

        Scots ‘forced to wait years’ for hernia operations as NHS struggles to meet demand

        Scots ‘forced to wait years’ for hernia operations as NHS struggles to meet demand

        System must work to protect public as report finds chances missed with Southport killer

        System must work to protect public as report finds chances missed with Southport killer

        NHS in Scotland ‘stuck in analogue age’ as health boards shell out millions on pagers

        NHS in Scotland ‘stuck in analogue age’ as health boards shell out millions on pagers

        Scottish Labour MP to vote against welfare reforms despite Keir Starmer climbdown

        Scottish Labour MP to vote against welfare reforms despite Keir Starmer climbdown

        Buy British buses to save 400 Scottish jobs at Alexander Dennis, says MP

        Buy British buses to save 400 Scottish jobs at Alexander Dennis, says MP

        Scots fear crime is rising in their local area as SNP Government accused of ‘hollowing out’ police

        Scots fear crime is rising in their local area as SNP Government accused of ‘hollowing out’ police

        Senior member of Anas Sarwar’s shadow cabinet ‘opposed’ to Labour welfare cuts bill

        Senior member of Anas Sarwar’s shadow cabinet ‘opposed’ to Labour welfare cuts bill

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        How the Scottish MPs voted in the assisted dying debate

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        • Business

          Salesforce boss Marc Benioff joins Weev.

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          What is a virtual office and why you need one in Central London – Your Company Formations Ltd

          Inflation rises again to new 40-year high

          Inflation rises again to new 40-year high

          Bank of England hikes interest rates to 1.25%

          Bank of England hikes interest rates to 1.25%

          Hiring activity in Scotland slows amid steep decline in staff availability

          Hiring activity in Scotland slows amid steep decline in staff availability

          Scottish retail footfall growth ‘worst in UK compared to pre-pandemic’

          Scottish retail footfall growth ‘worst in UK compared to pre-pandemic’

        • Sports
          Lyall Cameron slammed for ‘disrespect’ as Rangers new boy comes under fire for Dundee ‘jibes’

          Lyall Cameron slammed for ‘disrespect’ as Rangers new boy comes under fire for Dundee ‘jibes’

          Celtic risk blowing £1.6m transfer windfall as defensive duo head out on loan – Parkhead news bulletin

          Celtic risk blowing £1.6m transfer windfall as defensive duo head out on loan – Parkhead news bulletin

          Prince William’s firm five-word statement to Chloe Kelly about Euros goal uncovered by lip reader

          Prince William’s firm five-word statement to Chloe Kelly about Euros goal uncovered by lip reader

          Kieran Tierney genius exposes ‘sloppy’ Ajax as Celtic earn rival acclaim despite Como Cup hammering

          Kieran Tierney genius exposes ‘sloppy’ Ajax as Celtic earn rival acclaim despite Como Cup hammering

          Andrej Bacanin makes Celtic transfer intentions clear amid Rangers claim as direct link with Lennon Miller emerges

          Andrej Bacanin makes Celtic transfer intentions clear amid Rangers claim as direct link with Lennon Miller emerges

          Rangers strongest XI for Panathinaikos as Thelo Aasgaard injury blow opens door for Euro history-maker

          Rangers strongest XI for Panathinaikos as Thelo Aasgaard injury blow opens door for Euro history-maker

          Celtic could ‘renew interest’ in Evan Ferguson as transfer hijack follows Yamada hint and Ambrosino U turn

          Celtic could ‘renew interest’ in Evan Ferguson as transfer hijack follows Yamada hint and Ambrosino U turn

          Exact cost of Rangers injury crisis revealed as payments to crocked stars double that of Celtic

          Exact cost of Rangers injury crisis revealed as payments to crocked stars double that of Celtic

          Conor Coady in Diogo Jota tribute as old Wolves pal celebrates an ‘incredible person’

          Conor Coady in Diogo Jota tribute as old Wolves pal celebrates an ‘incredible person’

          Brendan Rodgers described me as huge Celtic coup after 24 clubs wanted me – now I have retired aged just 28

          Brendan Rodgers described me as huge Celtic coup after 24 clubs wanted me – now I have retired aged just 28

          Ange Postecoglou to LAFC has direct Celtic link as MLS heavy hitters plot ambitious manager move

          Ange Postecoglou to LAFC has direct Celtic link as MLS heavy hitters plot ambitious manager move

          The Rangers transfers Russell Martin needs revealed as AEK set Dessers deadline and Shankland a no-brainer

          The Rangers transfers Russell Martin needs revealed as AEK set Dessers deadline and Shankland a no-brainer

          Trending Tags

          • Technology
            Tech fans rush to buy £30 Acer Chromebook tablet that is ‘perfect for work and play’

            Tech fans rush to buy £30 Acer Chromebook tablet that is ‘perfect for work and play’

            Apple fans rush to buy MacBook for only £99 after 54% price slash

            Apple fans rush to buy MacBook for only £99 after 54% price slash

            Lego Game Boy unveiled with pre-orders now live – but some point out ‘disappointing’ flaw

            Lego Game Boy unveiled with pre-orders now live – but some point out ‘disappointing’ flaw

            Panasonic dishes out £100 takeaway vouchers and 15% off ‘first class’ OLED TVs

            Panasonic dishes out £100 takeaway vouchers and 15% off ‘first class’ OLED TVs

            ‘Classy’ smartwatch that ‘performs as well as expensive brands’ now £50 in Amazon Prime deal

            ‘Classy’ smartwatch that ‘performs as well as expensive brands’ now £50 in Amazon Prime deal

          • Health
            Nicotine pouches packaged like kid’s sweets sold in Glasgow shop

            Nicotine pouches packaged like kid’s sweets sold in Glasgow shop

            Tesco recalls popular beauty and skincare product over nasty infection risk

            Tesco recalls popular beauty and skincare product over nasty infection risk

            ‘I used old-fashioned method to lose 4stone after microwave incident’

            ‘I used old-fashioned method to lose 4stone after microwave incident’

            Donald Trump medical condition diagnosed as US President suffers swollen legs

            Donald Trump medical condition diagnosed as US President suffers swollen legs

            Clinical microbiologist issues warning over hidden ‘droppings’ in bed sheets

            Clinical microbiologist issues warning over hidden ‘droppings’ in bed sheets

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            Sainsbury’s ‘gorgeous’ £25 jacket shoppers say is ‘good for all weather’

            Sainsbury’s ‘gorgeous’ £25 jacket shoppers say is ‘good for all weather’

            Tesco shoppers ‘run’ to stores for ‘gorgeous’ £29.50 cardigan

            Tesco shoppers ‘run’ to stores for ‘gorgeous’ £29.50 cardigan

            Former DWP employee urges all parents to claim Child Benefit to boost State Pension payments

            Former DWP employee urges all parents to claim Child Benefit to boost State Pension payments

            DWP boss defends welfare reform changes after PIP plans put on hold

            DWP boss defends welfare reform changes after PIP plans put on hold

            People on highest PIP could see payments rise to nearly £800 each month from next April

            People on highest PIP could see payments rise to nearly £800 each month from next April

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            Of the 67 paramedics trained in Wales this year, only 20 have been given jobs

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            Schoolgirl achieved something incredible and made everyone proud

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            Fury as Welsh Government rejects recommended 4.8% pay rise for teachers

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            Vocational skills to be offered at new secondary school in Swansea

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            Lecturer struck off after falling asleep, playing on his phone and describing students as ‘d*** heads’

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          Women on State Pension due back payments of nearly £8,000 this year

          by Mary F. Almanza
          March 7, 2025
          in Life Style
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          HMRC has issued more than 370,000 letters to older people whose State Pension may be underpaid.

          videoHeadline

          Pension Credit – Could you or someone you know be eligible?

          HM Revenue and Customs (HMRC) recently confirmed that more than 370,000 letters have been sent to older people – mostly women – urging them to check their State Pension as it may be lower than they are entitled to. Data published by the Department for Work and Pensions (DWP) on the progress of rectifying historical State Pension errors, shows that the average arrears payment is worth £7,859.

          In 2022, the DWP became aware of a number of State Pensions cases where it appeared that historic periods of Home Responsibilities Protection (HRP) were missing, leading to inaccurate State Pension payments.

          Investigations revealed that this issue applied to the National Insurance records, administered by HMRC of some people both below and above State Pension age.

          READ MORE: DWP confirms new State Pension weekly and monthly payment rates from next monthREAD MORE: State Pension uprating will not be paid to nearly half a million older people next month

          DWP and HMRC set up a Legal Entitlements and Administrative Practice (LEAP) corrections exercise to identify and invite potentially affected people to apply, correct their records, and make both arrears and ongoing revised State Pension payments.

          The latest data shows 493,813 people have used the online tool at GOV.UK to check if they are missing HRP from their State Pension.

          Anyone impacted by the error is due to receive any back payments by the end of this year. DWP has also previously said that those closest to the State Pension age in their 60’s and 70s are being issued letters first, however, anyone who thinks they may have been affected can check their eligibility online using the self-identification tool on GOV.UK here.

          Up until the end of September last year, the HMRC has processed 37,289 applications from people over State Pension age and 5,428 from those aged below 66. So far, the DWP have paid out £42 million in arrears payments.

          Home Responsibilities Protection (HRP) underpayments in a nutshell

          The DWP estimates it underpaid between £300m and £1.5 billion of State Pension because of errors with the recording of HRP.

          HRP was a scheme designed to help protect parents’ and carers’ entitlement to the State Pension and was replaced by NI credits from April 6, 2010. HMRC is using NI records to identify as many people as possible who might have been entitled to HRP between 1978 and 2010 and have no HRP on their NI record.

          After May 2000, it became mandatory to include a NI number on claims so people claiming after this point will not have been affected. It is estimated tens of thousands of people are due an average of £5,000 in back payments.

          HMRC and DWP are also conducting a wider campaign to ensure that everyone who may be eligible is aware of the corrections exercise.

          Before you start the online HRP check

          You will be asked if you have gaps in your National Insurance record. If you cannot find your National Insurance record online or do not know the answers to any of the questions, you can choose ‘Do not know’ and you’ll be told how to get this information.

          How to use the online HRP tool

          You may still be able to apply for HRP, for full tax years (6 April to 5 April) between 1978 and 2010, if any of the following were true:

          • you were claiming Child Benefit for a child under 16
          • you were caring for a child with your partner who claimed Child Benefit instead of you
          • you were getting Income Support because you were caring for someone who was sick or disabled
          • you were caring for a sick or disabled person who was claiming certain benefits

          You can also apply if, for a full tax year between 2003 and 2010, you were either:

          • a foster carer
          • caring for a friend or family member’s child (‘kinship carer’) in Scotland

          Who qualified automatically for HRP

          The guidance on GOV.UK explains that most people got HRP automatically if they were:

          • getting Child Benefit in their name for a child under the age of 16 and they had given the Child Benefit Office their National Insurance number
          • getting Income Support and they did not need to register for work because they were caring for someone who was sick or disabled

          If your partner claimed Child Benefit instead of you

          If you reached State Pension age before April 6, 2008, you cannot transfer HRP.

          However, you may be able to transfer HRP from a partner you lived with if they claimed Child Benefit while you both cared for a child under 16 and they do not need the HRP.

          They can transfer the HRP to you for any ‘qualifying years’ they have on their National Insurance record between April 1978 and April 2010. This will be converted into National Insurance credits.

          Married women or widows

          You cannot get HRP for any complete tax year if you were a married woman or a widow and:

          • you had chosen to pay reduced rate Class 1 National Insurance contributions as an employee (commonly known as the small stamp)
          • you had chosen not to pay Class 2 National Insurance contributions when self-employed

          If you were caring for a sick or disabled person

          You can only claim HRP for the years you spent caring for someone with a long-term illness or disability between April 6, 1978 and April 5, 2002.

          You must have spent at least 35 hours a week caring for them and they must have been getting one of the following benefits:

          • Attendance Allowance
          • Disability Living Allowance at the middle or highest rate for personal care
          • Constant Attendance Allowance

          The benefit must have been paid for 48 weeks of each tax year on or after April 6, 1988 or every week of each tax year before April 6, 1988.

          You can still apply if you are over State Pension age. You will not usually be paid any increase in State Pension that may have been due for previous years.

          If you were getting Carer’s Allowance

          You do not need to apply for HRP if you were getting Carer’s Allowance. You’ll automatically get National Insurance credits and would not usually have needed HRP.

          If you were a foster carer or caring for a friend or family member’s child

          You have to apply for HRP if, for a full tax year between 2003 and 2010, you were either:

          • a foster carer
          • caring for a friend or family member’s child (‘kinship carer’) in Scotland

          All of the following must also be true:

          • you were not getting Child Benefit
          • you were not in paid work
          • you did not earn enough in a tax year for it to count towards the State Pension

          If you reached State Pension age on or after 6 April 2010

          Any HRP you had for full tax years before April 6, 2010 was automatically converted into National Insurance credits, if you needed them, up to a maximum of 22 qualifying years.

          A full overview of HRP can be found on GOV.UK here.

          Get the latest Record Money news

          Join the conversation on our Money Saving Scotland Facebook group for money-saving tips, the latest State Pension and benefits news, energy bill advice and cost of living updates.

          Sign up to our Record Money newsletter and get the top stories sent to your inbox daily from Monday to Friday with a special cost of living edition every Thursday – sign up here.

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