• BristolPress | Story Of The Day
Monday, June 30, 2025
  • Login
Bristol Press
  • Home
  • World
  • News
  • Politics
    Senior member of Anas Sarwar’s shadow cabinet ‘opposed’ to Labour welfare cuts bill

    Senior member of Anas Sarwar’s shadow cabinet ‘opposed’ to Labour welfare cuts bill

    How the Scottish MPs voted in the assisted dying debate

    How the Scottish MPs voted in the assisted dying debate

    Former Labour MP calls for party to ditch ‘rigged’ voting system

    Former Labour MP calls for party to ditch ‘rigged’ voting system

    Labour’s £14bn ‘fixation’ with new nuclear power ‘won’t cut bills or help climate’

    Labour’s £14bn ‘fixation’ with new nuclear power ‘won’t cut bills or help climate’

    SNP rebels plot to oust John Swinney as party leader after Hamilton by-election loss

    SNP rebels plot to oust John Swinney as party leader after Hamilton by-election loss

    Anas Sarwar should not expect to oust John Swinney yet, says polling guru

    Anas Sarwar should not expect to oust John Swinney yet, says polling guru

    Keir Starmer says he will not support a second independence referendum as Prime Minister

    Keir Starmer says he will not support a second independence referendum as Prime Minister

    Angela Rayner accuses Reform of ‘politics of hatred’ as she insists Labour can win bitter Holyrood by-election

    Angela Rayner accuses Reform of ‘politics of hatred’ as she insists Labour can win bitter Holyrood by-election

    SNP complain about Reform’s ‘race-baiting’ advert on Scottish Labour leader Anas Sarwar

    SNP complain about Reform’s ‘race-baiting’ advert on Scottish Labour leader Anas Sarwar

    Two Israeli embassy staff shot dead in Washington DC, sparking massive anti-terror response

    Two Israeli embassy staff shot dead in Washington DC, sparking massive anti-terror response

    Reform chief rules out IndyRef and claims party will be second biggest in Scotland

    Reform chief rules out IndyRef and claims party will be second biggest in Scotland

    Scotland being held back by chronic shortage of housing with calls for 25,000 new builds a year

    Scotland being held back by chronic shortage of housing with calls for 25,000 new builds a year

    Trending Tags

    • Business

      Salesforce boss Marc Benioff joins Weev.

      What is a virtual office and why you need one in Central London – Your Company Formations Ltd

      What is a virtual office and why you need one in Central London – Your Company Formations Ltd

      Inflation rises again to new 40-year high

      Inflation rises again to new 40-year high

      Bank of England hikes interest rates to 1.25%

      Bank of England hikes interest rates to 1.25%

      Hiring activity in Scotland slows amid steep decline in staff availability

      Hiring activity in Scotland slows amid steep decline in staff availability

      Scottish retail footfall growth ‘worst in UK compared to pre-pandemic’

      Scottish retail footfall growth ‘worst in UK compared to pre-pandemic’

    • Sports
      Ange Postecoglou to LAFC has direct Celtic link as MLS heavy hitters plot ambitious manager move

      Ange Postecoglou to LAFC has direct Celtic link as MLS heavy hitters plot ambitious manager move

      The Rangers transfers Russell Martin needs revealed as AEK set Dessers deadline and Shankland a no-brainer

      The Rangers transfers Russell Martin needs revealed as AEK set Dessers deadline and Shankland a no-brainer

      Celtic on brink of four new signings as Benjamin Nygren lands staggering transfer claim and Balikwisha stays cool

      Celtic on brink of four new signings as Benjamin Nygren lands staggering transfer claim and Balikwisha stays cool

      I see cracks in Celtic with transfer fears over four starters so maybe this Rangers claim is a myth – Hugh Keevins

      I see cracks in Celtic with transfer fears over four starters so maybe this Rangers claim is a myth – Hugh Keevins

      Punters dramatically lose faith in Rory McIlroy in wake of his astonishingly honest US Open confession

      Punters dramatically lose faith in Rory McIlroy in wake of his astonishingly honest US Open confession

      ‘I still always visit Sir Alex Ferguson’s house – even though he branded me a Big Time Charlie’

      ‘I still always visit Sir Alex Ferguson’s house – even though he branded me a Big Time Charlie’

      The £17m reason Celtic won’t sit still this transfer window as Brendan Rodgers learns painful lesson

      The £17m reason Celtic won’t sit still this transfer window as Brendan Rodgers learns painful lesson

      Rangers placed on Vaclav Cerny red alert over Wolfsburg ‘fire sale’ as Cyriel Dessers makes transfer stance clear

      Rangers placed on Vaclav Cerny red alert over Wolfsburg ‘fire sale’ as Cyriel Dessers makes transfer stance clear

      Mathias Kvistgaarden waves Brondby farewell but Celtic hit with transfer blow as boss throws spanner in works

      Mathias Kvistgaarden waves Brondby farewell but Celtic hit with transfer blow as boss throws spanner in works

      World A-listers go nuts for Ange as Roy Keane drops the mic, McCoist breaks down barriers and Salah keeps receipts

      World A-listers go nuts for Ange as Roy Keane drops the mic, McCoist breaks down barriers and Salah keeps receipts

      How a ferry and a forklift helped Celtic boss Brendan Rodgers reach the top as SFWA Manager of the Year relives his journey

      How a ferry and a forklift helped Celtic boss Brendan Rodgers reach the top as SFWA Manager of the Year relives his journey

      How Celtic fans can still land Aberdeen Scottish Cup Final tickets as second chance emerges

      How Celtic fans can still land Aberdeen Scottish Cup Final tickets as second chance emerges

      Trending Tags

      • Technology
        Everyone to get mobile phone alert as sirens sound for 10 seconds

        Everyone to get mobile phone alert as sirens sound for 10 seconds

        Lenovo IdeaPad laptop praised for everyday use and affordable price

        Lenovo IdeaPad laptop praised for everyday use and affordable price

        EE unveils huge new discount on JBL Flip 7 Wireless Bluetooth Speaker but you must act quick

        EE unveils huge new discount on JBL Flip 7 Wireless Bluetooth Speaker but you must act quick

        Elon Musk to halt SpaceX’s NASA astronaut missions after Trump’s contract threat

        Elon Musk to halt SpaceX’s NASA astronaut missions after Trump’s contract threat

        IMGP4O: Pioneering Sustainable and Innovative AI Ecosystems for the Future

        IMGP4O: Pioneering Sustainable and Innovative AI Ecosystems for the Future

      • Health
        Brain dead pregnant woman’s family issue update after baby cut from her body

        Brain dead pregnant woman’s family issue update after baby cut from her body

        French chef shares ‘simplest ever’ one pot cake recipe ready in under an hour

        French chef shares ‘simplest ever’ one pot cake recipe ready in under an hour

        TikTok skin care routines ‘harmful’ and ‘problematic’ scientists discover in new study

        TikTok skin care routines ‘harmful’ and ‘problematic’ scientists discover in new study

        10 early signs of Parkinson’s as Ah-ha star Morten Harket announces diagnosis

        10 early signs of Parkinson’s as Ah-ha star Morten Harket announces diagnosis

        ‘I lost 6stone with weight loss jabs but there’s one side-effect no one tells you about’

        ‘I lost 6stone with weight loss jabs but there’s one side-effect no one tells you about’

      • Entertainment
        Amazon’s most wished for sun lounger drops below £90 ahead of Prime Day

        Amazon’s most wished for sun lounger drops below £90 ahead of Prime Day

        Former DWP employee warns of two-tier State Pension payments for older people

        Former DWP employee warns of two-tier State Pension payments for older people

        Dozens of UK holidaymakers fall ill after five-star ‘holiday from hell’

        Dozens of UK holidaymakers fall ill after five-star ‘holiday from hell’

        Full list of people on PIP most at risk of payment cut under new DWP welfare reforms

        Full list of people on PIP most at risk of payment cut under new DWP welfare reforms

        New DWP fraud and error report finds people on PIP may be due more money

        New DWP fraud and error report finds people on PIP may be due more money

      • Life Style
      • Travel
      • Education
        Pupil referral unit that takes children kicked out of school gets flawless Estyn report

        Pupil referral unit that takes children kicked out of school gets flawless Estyn report

        Exam bosses accused of ‘patronising’ Wales and students in Welsh GCSE paper

        Exam bosses accused of ‘patronising’ Wales and students in Welsh GCSE paper

        Cardiff University ‘has no God given right to exist’ bosses say

        Cardiff University ‘has no God given right to exist’ bosses say

        Cardiff University cracks down on students protesting on its campus

        Cardiff University cracks down on students protesting on its campus

        People urged to apply for £200 grant with deadline in days

        People urged to apply for £200 grant with deadline in days

      • Real Estate
      No Result
      View All Result
      • Home
      • World
      • News
      • Politics
        Senior member of Anas Sarwar’s shadow cabinet ‘opposed’ to Labour welfare cuts bill

        Senior member of Anas Sarwar’s shadow cabinet ‘opposed’ to Labour welfare cuts bill

        How the Scottish MPs voted in the assisted dying debate

        How the Scottish MPs voted in the assisted dying debate

        Former Labour MP calls for party to ditch ‘rigged’ voting system

        Former Labour MP calls for party to ditch ‘rigged’ voting system

        Labour’s £14bn ‘fixation’ with new nuclear power ‘won’t cut bills or help climate’

        Labour’s £14bn ‘fixation’ with new nuclear power ‘won’t cut bills or help climate’

        SNP rebels plot to oust John Swinney as party leader after Hamilton by-election loss

        SNP rebels plot to oust John Swinney as party leader after Hamilton by-election loss

        Anas Sarwar should not expect to oust John Swinney yet, says polling guru

        Anas Sarwar should not expect to oust John Swinney yet, says polling guru

        Keir Starmer says he will not support a second independence referendum as Prime Minister

        Keir Starmer says he will not support a second independence referendum as Prime Minister

        Angela Rayner accuses Reform of ‘politics of hatred’ as she insists Labour can win bitter Holyrood by-election

        Angela Rayner accuses Reform of ‘politics of hatred’ as she insists Labour can win bitter Holyrood by-election

        SNP complain about Reform’s ‘race-baiting’ advert on Scottish Labour leader Anas Sarwar

        SNP complain about Reform’s ‘race-baiting’ advert on Scottish Labour leader Anas Sarwar

        Two Israeli embassy staff shot dead in Washington DC, sparking massive anti-terror response

        Two Israeli embassy staff shot dead in Washington DC, sparking massive anti-terror response

        Reform chief rules out IndyRef and claims party will be second biggest in Scotland

        Reform chief rules out IndyRef and claims party will be second biggest in Scotland

        Scotland being held back by chronic shortage of housing with calls for 25,000 new builds a year

        Scotland being held back by chronic shortage of housing with calls for 25,000 new builds a year

        Trending Tags

        • Business

          Salesforce boss Marc Benioff joins Weev.

          What is a virtual office and why you need one in Central London – Your Company Formations Ltd

          What is a virtual office and why you need one in Central London – Your Company Formations Ltd

          Inflation rises again to new 40-year high

          Inflation rises again to new 40-year high

          Bank of England hikes interest rates to 1.25%

          Bank of England hikes interest rates to 1.25%

          Hiring activity in Scotland slows amid steep decline in staff availability

          Hiring activity in Scotland slows amid steep decline in staff availability

          Scottish retail footfall growth ‘worst in UK compared to pre-pandemic’

          Scottish retail footfall growth ‘worst in UK compared to pre-pandemic’

        • Sports
          Ange Postecoglou to LAFC has direct Celtic link as MLS heavy hitters plot ambitious manager move

          Ange Postecoglou to LAFC has direct Celtic link as MLS heavy hitters plot ambitious manager move

          The Rangers transfers Russell Martin needs revealed as AEK set Dessers deadline and Shankland a no-brainer

          The Rangers transfers Russell Martin needs revealed as AEK set Dessers deadline and Shankland a no-brainer

          Celtic on brink of four new signings as Benjamin Nygren lands staggering transfer claim and Balikwisha stays cool

          Celtic on brink of four new signings as Benjamin Nygren lands staggering transfer claim and Balikwisha stays cool

          I see cracks in Celtic with transfer fears over four starters so maybe this Rangers claim is a myth – Hugh Keevins

          I see cracks in Celtic with transfer fears over four starters so maybe this Rangers claim is a myth – Hugh Keevins

          Punters dramatically lose faith in Rory McIlroy in wake of his astonishingly honest US Open confession

          Punters dramatically lose faith in Rory McIlroy in wake of his astonishingly honest US Open confession

          ‘I still always visit Sir Alex Ferguson’s house – even though he branded me a Big Time Charlie’

          ‘I still always visit Sir Alex Ferguson’s house – even though he branded me a Big Time Charlie’

          The £17m reason Celtic won’t sit still this transfer window as Brendan Rodgers learns painful lesson

          The £17m reason Celtic won’t sit still this transfer window as Brendan Rodgers learns painful lesson

          Rangers placed on Vaclav Cerny red alert over Wolfsburg ‘fire sale’ as Cyriel Dessers makes transfer stance clear

          Rangers placed on Vaclav Cerny red alert over Wolfsburg ‘fire sale’ as Cyriel Dessers makes transfer stance clear

          Mathias Kvistgaarden waves Brondby farewell but Celtic hit with transfer blow as boss throws spanner in works

          Mathias Kvistgaarden waves Brondby farewell but Celtic hit with transfer blow as boss throws spanner in works

          World A-listers go nuts for Ange as Roy Keane drops the mic, McCoist breaks down barriers and Salah keeps receipts

          World A-listers go nuts for Ange as Roy Keane drops the mic, McCoist breaks down barriers and Salah keeps receipts

          How a ferry and a forklift helped Celtic boss Brendan Rodgers reach the top as SFWA Manager of the Year relives his journey

          How a ferry and a forklift helped Celtic boss Brendan Rodgers reach the top as SFWA Manager of the Year relives his journey

          How Celtic fans can still land Aberdeen Scottish Cup Final tickets as second chance emerges

          How Celtic fans can still land Aberdeen Scottish Cup Final tickets as second chance emerges

          Trending Tags

          • Technology
            Everyone to get mobile phone alert as sirens sound for 10 seconds

            Everyone to get mobile phone alert as sirens sound for 10 seconds

            Lenovo IdeaPad laptop praised for everyday use and affordable price

            Lenovo IdeaPad laptop praised for everyday use and affordable price

            EE unveils huge new discount on JBL Flip 7 Wireless Bluetooth Speaker but you must act quick

            EE unveils huge new discount on JBL Flip 7 Wireless Bluetooth Speaker but you must act quick

            Elon Musk to halt SpaceX’s NASA astronaut missions after Trump’s contract threat

            Elon Musk to halt SpaceX’s NASA astronaut missions after Trump’s contract threat

            IMGP4O: Pioneering Sustainable and Innovative AI Ecosystems for the Future

            IMGP4O: Pioneering Sustainable and Innovative AI Ecosystems for the Future

          • Health
            Brain dead pregnant woman’s family issue update after baby cut from her body

            Brain dead pregnant woman’s family issue update after baby cut from her body

            French chef shares ‘simplest ever’ one pot cake recipe ready in under an hour

            French chef shares ‘simplest ever’ one pot cake recipe ready in under an hour

            TikTok skin care routines ‘harmful’ and ‘problematic’ scientists discover in new study

            TikTok skin care routines ‘harmful’ and ‘problematic’ scientists discover in new study

            10 early signs of Parkinson’s as Ah-ha star Morten Harket announces diagnosis

            10 early signs of Parkinson’s as Ah-ha star Morten Harket announces diagnosis

            ‘I lost 6stone with weight loss jabs but there’s one side-effect no one tells you about’

            ‘I lost 6stone with weight loss jabs but there’s one side-effect no one tells you about’

          • Entertainment
            Amazon’s most wished for sun lounger drops below £90 ahead of Prime Day

            Amazon’s most wished for sun lounger drops below £90 ahead of Prime Day

            Former DWP employee warns of two-tier State Pension payments for older people

            Former DWP employee warns of two-tier State Pension payments for older people

            Dozens of UK holidaymakers fall ill after five-star ‘holiday from hell’

            Dozens of UK holidaymakers fall ill after five-star ‘holiday from hell’

            Full list of people on PIP most at risk of payment cut under new DWP welfare reforms

            Full list of people on PIP most at risk of payment cut under new DWP welfare reforms

            New DWP fraud and error report finds people on PIP may be due more money

            New DWP fraud and error report finds people on PIP may be due more money

          • Life Style
          • Travel
          • Education
            Pupil referral unit that takes children kicked out of school gets flawless Estyn report

            Pupil referral unit that takes children kicked out of school gets flawless Estyn report

            Exam bosses accused of ‘patronising’ Wales and students in Welsh GCSE paper

            Exam bosses accused of ‘patronising’ Wales and students in Welsh GCSE paper

            Cardiff University ‘has no God given right to exist’ bosses say

            Cardiff University ‘has no God given right to exist’ bosses say

            Cardiff University cracks down on students protesting on its campus

            Cardiff University cracks down on students protesting on its campus

            People urged to apply for £200 grant with deadline in days

            People urged to apply for £200 grant with deadline in days

          • Real Estate
          No Result
          View All Result
          Bristol Press
          No Result
          View All Result

          10 ways to take control of your finances this year and see a difference by Christmas

          by Mary F. Almanza
          February 11, 2022
          in Life Style
          0
          0
          SHARES
          6
          VIEWS
          Share on FacebookShare on Twitter


          Most people are aware they should be paying off their debts, saving more or spending less, but the reality of tackling your finances and making important lifestyle choices can be daunting – especially when millions of households across the country are facing a cost of living crisis.

          This year already looks like another financially challenging one for many people due to rising inflation, increased bills and soaring energy costs, all of which will put extra pressure on household budgets.

          However, now is the perfect time to take a deep drive into your outgoings and spending habits and work out how you are going to pay for those increased repayments.

          Read More
          Related Articles
          Read More
          Related Articles

          And if you do it rigidly, focused entirely on staying in the black, your finances could be better off by the end of the year.

          WEALTH at work, a leading financial wellbeing and retirement specialist, has shared a list of things that people can do to help them take control of their finances in 2022.

          10 ways to improve your finances in 2022

          Create a budget

          Work out exactly what your income is, and what liabilities you have – for example, mortgage, debt, childcare, insurance and utility bills. If the amount of money you need each month is more than the amount you have coming in, you can then work out what action you need to take to cover your costs.

          Review all your outgoings

          It is important to check bank statements and make a list of what is being spent each month. It is also helpful to divide these into utility bills, mortgage or rent costs, Council Tax, supermarket shopping, monthly contracts for TV, broadband and mobiles, insurance, regular subscriptions, and other spending.

          This will highlight where money is going and where savings could be made.

          Cancel any unused subscriptions, or unused memberships you have forgotten about. If you can’t afford them or don’t use them, now is the time to get rid of them.

          Make managing debt a priority

          There are many different types of debt with varying rates of interest, and it is often a good idea to make paying off expensive debts a priority.

          Credit cards and overdrafts can have rates of 18-40%,

          A good option could be to consolidate any debts into a 0% or low interest balance transfer card, as more money will go towards paying the debt off and enable you to clear it over a shorter time period.

          Be a savvy shopper

          By switching brands it might be possible for you to significantly reduce the price of your regular shop. In addition, by planning for your weekly shop in advance, it may help you to search for deals and reduce expenditure on non-essential items.

          Discount vouchers are often available through voucher and discount websites, and some people have access to discount vouchers through their employer. This could be crucial if you have to make a big purchase, such as if your washing machine breaks.

          Check if you can save on your household bills

          It is possible to make significant savings on a range of household bills such as car, home and pet insurance, and broadband and mobile suppliers.

          Price comparison websites can help to make it easy to compare the different deals available. Increases in wholesale energy costs mean fewer deals are available right now, so it may not be a good time to try to change utility suppliers, but there are still significant savings available on other bills.

          Watch out for auto-renewals

          Many insurance policies for cars, homes and travel, automatically renew each year but people may be paying more than they need to if they allow this to happen.

          To get the best deal and avoid any potential price hikes with auto-renewals, make sure you find out when your contract is due to end, and put it in your diary for a few weeks earlier, so you have plenty of time to shop around and switch or haggle where appropriate.

          Set up a savings Direct Debit

          If your expensive debts are paid off, and you can afford to save, it is often a good idea to set up a direct debit for saving into an ISA, pension or company share scheme. Often this means that you don’t notice that the money is going into your savings.

          Start saving early

          Starting to save when you are younger means that the money has time to grow. ISAs are a great way to start saving, and mean you have access to your savings in the future should you need them.

          It is also important to make sure that you’re saving into your pension from early on. Many are already paying 5% of their salary into their workplace pension through auto-enrolment, with an additional 3% employer contribution. However we know that many employers match additional contributions (up to certain limits).In fact, if you are in your 20s, by saving an extra 1% a year with your employer matching this, it is possible to increase your pension pot in retirement by 25%.

          Beware of scams

          Scammers can often sound completely legitimate when they contact you, so it’s easy to see why so many people are fooled and it isn’t small amounts of money which are being taken.

          Action Fraud reported a doubling of the average amount lost by pension scam victims between January and May 2021 to almost £51,000 from around £23,689 in 2020.

          If someone contacts you with an offer which seems too good to be true, it’s vital to check whether the company is registered with the Financial Conduct Authority (FCA). You can also visit the FCA’s ScamSmart website which includes a warning list of companies operating without authorisation or running scams.



          There are a number of ways you can stay up to date with the latest stories from the Daily Record.

          You can join the conversation on our Money Saving Scotland Facebook group for money-saving tips, benefits news, consumer help and advice, plus the latest shopping deals.

          Sign up to our Record Money newsletter to get the top stories sent straight to your inbox every Tuesday and Friday – you can sign up here.

          You can also follow our Twitter account @Recordmoney_ for regular updates throughout the day.

          Take action

          Don’t worry if you don’t know where to start as there is plenty of help available. It’s always worth speaking to lenders to see if they can help if you are struggling with repayments and Citizens Advice can help you understand how to deal with any debts. Many employers offer their staff help through financial education and guidance, so make sure you speak to them to find out what is available.

          Commenting on the tips, Jonathan Watts-Lay, Director, WEALTH at work, said: “Most people would benefit from having a better understanding of money, but are confused where to start. Too many struggle to pay bills, or repay expensive debt. Often people have direct debits for products and services they no longer use, and policies often auto renew at much higher rates than the original deal.”

          He added: “If you are able to save, you need to understand what the best method is for your saving goals.

          “Now is a great time to commit to understanding what your financial situation really is, and taking action to make sure you are in control of your finances in 2022.”

          Get the latest money-saving and benefits news sent straight to your inbox. Sign up to our weekly Money newsletter here.





          Source link

          Previous Post

          People on PIP and ESA urged to share views on DWP health benefit assessments

          Next Post

          McVitie’s chocolate digestives were compared against Tesco, Aldi and M&S own-brands – one was a surprising winner

          Next Post
          McVitie’s chocolate digestives were compared against Tesco, Aldi and M&S own-brands – one was a surprising winner

          McVitie's chocolate digestives were compared against Tesco, Aldi and M&S own-brands - one was a surprising winner

          • BristolPress | Story Of The Day
          • Privacy Policy
          • Publishing Request
          • Contact

          Copyrights © 2024 BristoPress.co.uk | One of the authentic and fast UK News source.

          Welcome Back!

          Login to your account below

          Forgotten Password?

          Retrieve your password

          Please enter your username or email address to reset your password.

          Log In
          No Result
          View All Result
          • BristolPress | Story Of The Day
          • Contact
          • Privacy Policy

          Copyrights © 2024 BristoPress.co.uk | One of the authentic and fast UK News source.